 |
|
 |
Online Register Helps Farmers Manage Financial Risk |
|
In today’s challenging economic climate, South Australian and Northern Territory farmers face increasing financial pressures, from rising input costs to extreme weather events and market fluctuations. A simple and inexpensive online search before making a significant asset purchase or sale can provide much-needed financial security and help avoid unnecessary risks.
The Personal Property Securities Register (PPSR) is a critical risk management tool that allows businesses to register and search for security interests over certain assets. This ensures that both buyers and sellers in the agricultural sector have clarity over ownership and financial encumbrances on key assets, such as vehicles, machinery, livestock, and crops.
The PPSR acts as a single national database, consolidating multiple state-based registries into one system. It helps to protect buyers from unknowingly purchasing encumbered goods and provides sellers with a means to recover assets or their value if a buyer defaults on payment. |
|
 |
Given the current economic conditions—where cash flow constraints are a reality for many primary producers—it is essential that farmers protect their investments. Before purchasing an asset from a private seller, providing credit, or investing in another business, it is advisable to check for any existing financial interests against the goods or the seller.
For instance, if a farmer buys machinery without knowing it is still under finance and the seller defaults on their loan, the finance company could repossess the equipment—leaving the buyer out of pocket.
By searching the PPSR beforehand, such costly mistakes can be avoided.
The process is straightforward: While using the PPSR is optional, it is a highly effective strategy to mitigate financial risks. Given the increasing uncertainty in agriculture—whether due to global market changes, supply chain disruptions, or extreme weather—it is more important than ever to take proactive steps to secure farming assets. For more information, visit the PPSR website at www.ppsr.gov.au or call 1300 007 777. |
|
|
In addition to utilising tools like the PPSR, farmers can benefit from personalised support to navigate financial challenges.
The Rural Financial Counselling Service (RFCS) delivered by RBS in SA and the NT offers free, independent, and confidential financial counselling to eligible farmers, fishers, foresters, and small related businesses experiencing, or at risk of, financial hardship.
If you are already struggling or concerned about the ongoing drought conditions and other seasonal challenges, we encourage you to reach out to RBS sooner rather than later. |
|
 |
Engaging with the RFCS early allows us to be an additional set of eyes across your business, helping to identify both potential problems and solutions given our breadth of experience in this space.
The sooner we work together, the more options are available to help secure the long-term future of your farm.
To book an appointment with a Rural Financial Counsellor, please call 1800 836 211. |
|
 |
|
 |
|
|
Meet the Landowner Information Service Team |
|
Our Landowner Information Service (LIS) team is here to provide free, impartial guidance to landowners navigating resource projects, mining, quarrying, and the newly expanded hydrogen and renewable energy developments under the Hydrogen and Renewable Energy Act 2023. |
|
|
Welcome Harvey Chenoweth to the LIS TeamWhile Brett Klau takes extended leave, we’re pleased to have Harvey Chenoweth assisting the Landowner Information Service (LIS) team.
Raised on a farm in the Mid North, Harvey has spent over 45 years working in rural communities, with extensive experience in financial services and agribusiness management training.
His understanding of the challenges faced by landowners makes him a valuable resource for those seeking guidance on land access, mining and renewable energy developments. |
|
| |
|
|
|
|
|
|
|
|
|
Need assistance or have questions about land access, mining or renewable energy projects? Our team is here to help! Call 1800 836 211 or Email [email protected] |
|
|
|
|
|
 |
|
What would stop your business in its tracks? |
| Prepare your business for unexpected challenges with our FREE Resilience Ready Business Continuity Planning program.
Who Can Benefit? Contact RBS today or speak to your Financial Counsellor about building a more resilient future for your business.
|
|
| |
|
|
|
|
|
|
|
|
|
 |
|
Reconnect & Refine: The Growing Profitability Program |
| Have you completed Years 1 and 2 of the Growing Profitability Program? Now’s the time to re-engage!
AUSVEG SA and Rural Business Support (RBS) are delivering Year 3, fully funded by the Future Drought Fund and supported by PIRSA. This phase helps you review and refine strategies with independent Business Coaches, ensuring they remain effective.
Coaches provide support on:
✔ Business strategy & financial planning
✔ Cost assessment & cash flow management
✔ Industry benchmarking & growth opportunities
Take the next step! Contact us to continue building your business success. FREECALL 1800 836 211 |
|
|
|
|
|
|
|
|
|
|
|
 |
|
GrowStrong: Supporting Wine Grape Growers in 2025 |
| The GrowStrong Program is expanding! After successfully supporting wine grape growers in Langhorne Creek, the Riverland, and the Limestone Coast, the program is now available to growers in the Adelaide Hills, Barossa, Clare, and McLaren Vale, with follow-up support for past participants.
Delivered by the Wine Grape Council of SA (WGCSA) in partnership with Rural Business Support (RBS), this program provides wine grape growers with practical tools and expert guidance to strengthen their businesses for the future.
If you’ve participated before or are new to the program, now is the time to engage and grow stronger. |
|
|
|
|
|
|
|
|
|
|
|
|
 |
|
|
|
Rural Business Support has been speaking with industry and media associations. Read how RBS is helping clients to make lasting behavioural changes that improve financial wellbeing for them, their families and their wider communities |
|
|
|
 |
 | Chris Clark
Rural Financial Counsellor |
|
|  | Lynton Keen Rural Financial Counsellor |
|
|  | Sue-Ellen Cordon Landowner Information Service Officer |
|
|
|
|
|
|
|
|
|
|
|
|
RBS representatives will be attending the following events.
NTCA Conference – DARWIN – Wed-Fri, 19-21 March, 2025 SA Arid Lands Pastoral Field Day – PT AUGUSTA – Thursday, 20 March 2025
Core Innovation Hot 30 Awards – Thursday, 20 March, 2025 South East Field Days – LUCINDALE – SITE 593 – Fri & Sat, 21-22 March, 2025 Regional Drought Resilience Plan – MT BARKER – Thursday, 27 March, 2025 Karoonda Field Days – Fri & Sat, 28-29 March, 2025
Regional Drought Resilience Plan – PARACOMBE – Thursday 3 April, 2025
Rural Support Charity Soccer Match – ADELAIDE – Saturday 5 April, 2025
Northern Australia Food Futures Conference – DARWIN – Tuesday 8 April, 2025
Just A Farmer Charity Screening – GOODWOOD – Wednesday 9 April, 2025 |
|
|
Stay Connected with Rural Business Support Want to keep up with the latest grants, rural financial support, industry news, and upcoming events? Our e-newsletter delivers practical insights and helpful resources straight to your inbox.
Know someone who could benefit? Forward this to a friend or colleague and encourage them to sign up too! |
| |
|
|
|
|
|
|
|
|
|
|
|
Founded in 2006, Rural Business Support (RBS) is an organisation committed to building a profitable, sustainable and resilient rural sector by supporting businesses, farmers, landowners and communities in rural, regional and remote South Australia and the Northern Territory.
Our programs and services are free, independent and confidential for eligible clients. |
|
 |
 |
|
 |
|
|
